Welcome to From Denied to Approved. By accessing our website at http://fromdeniedtoapproved.com/, using our products or services, or engaging with our content, you agree to comply with and be bound by these Terms of Service.

1. Use of the Site

You must be at least 18 years of age to use this site. By using the site, you warrant that you meet this requirement. You agree to use the site for lawful purposes only and not to violate any applicable laws or regulations.

2. Intellectual Property

All content, materials, and branding on this site-including text, graphics, logos, videos, and tools-are owned by From Denied to Approved or our licensors and are protected by copyright and trademark laws. You may not copy, reproduce, or distribute any content without our written permission.

3. Educational Product Disclaimer

The book From Denied to Approved and all related materials are provided strictly for educational and informational purposes only. These products do not provide credit repair services, legal advice, financial counseling, negotiation with creditors, or direct communication with credit bureaus. No client-service relationship is formed through the purchase of this product. Results are not guaranteed and may vary based on individual effort and circumstances.

4. Purchases and Subscriptions

When you purchase any product, digital service, or subscription through our website, you agree to provide accurate information and authorize us to charge your payment method for all related charges. All sales are final unless stated otherwise. 4.1 Billing Authorization: By completing your purchase, you authorize From Denied to Approved to charge your selected payment method for the amount displayed at checkout.

Billing Descriptor: Your statement will show the charge under:

➤ FROM DENIED TO APPROVED

or

➤ WWW.FROMDENIEDTOAPPROVED.COM

You agree to provide accurate billing and shipping information and are responsible for any fees resulting from failed, disputed, or reversed payments. 4.2: Subscription Terms:If you later enroll in our educational programs, such as the Powered Up Publishing & System Creation Program or any course that teaches you how to build, publish, market, or sell your own book or digital system, you authorize us to process recurring charges to your selected payment method for ongoing access, tools, coaching, or platform support.

Each subscription provides access to digital learning resources, templates, business tools, and training designed to help you build, launch, and sell your own book or system. These programs are educational only and do not include credit repair, legal, financial, or done-for-you services.

Billing Frequency: Subscriptions are billed monthly (or as otherwise stated at checkout), and renew automatically until canceled in writing at least 3 business days before the next billing date.

Cancellation Policy: You may cancel future billing by submitting a written request to support at least 3 business days prior to your next charge. Cancellations stop future payments — they do not issue refunds for prior or current billing cycles.

Non-Refundable Access: Because subscription members receive immediate access to digital content, downloadable materials, course platforms, and community resources, all fees for active billing cycles are non-refundable, including partial-month usage.

You are responsible for maintaining an active payment method to preserve access to course resources, templates, community, support, or any licensing privileges associated with your subscription. Access will be paused in the event of failed or reversed payments.

5. Refund Policy

Refund eligibility is subject to the terms specified for each product or service. Some products, like digital downloads or software access, may be non-refundable. Contact support at [email protected] with questions.

6. Shipping & Delivery Policy

Digital Book Access: Delivered instantly to your email address immediately after successful checkout.

Physical Book Shipping: Orders are processed within 2–3 business days. Delivery typically takes 3–7 business days via USPS or UPS. A tracking number will be emailed to you once the order ships.

International shipping may take longer and may include customs fees.

7. Third-Party Content and Tools

We may link to or recommend third-party platforms (e.g., Stripe, Meta, GoHighLevel, Calendly). We are not responsible for the content, accuracy, or policies of these external platforms.

8. Use at Your Own Risk

All information and tools provided are "as is" without warranties of any kind. Your use of our site, programs, or recommendations is entirely at your own risk.

9. Limitation of Liability

From Denied to Approved is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the site or services. All services are provided "as is" without warranties of any kind.

10. Changes to These Terms

We may revise these Terms of Service from time to time. The latest version will always be available on our site. Continued use of the site after changes means you accept those changes.

11. Contact

If you have any questions about this disclaimer, please contact:

From Denied to Approved

Email: [email protected]

Website: http://fromdeniedtoapproved.com/